【日常生活英语口语100情景】今日话题：购买保险

【日常生活英语口语100情景】今日话题：购买保险。每天给大家分享一篇日常生活英语口语情景。内含实用常见词汇、短语和重点句型，喜欢的朋友可以点赞留言！（关注本网站，持续更新大量英语资料，不定时发放英语学习大礼包）

Words Storm 单词风暴

insurer保险人 

premium保险费

risks covered保险范围

insurance against risk

保险life insurance人寿险

deductible自付额

settlement结算

damages 赔偿金

make a claim要求索赔

pay out insurance付清保险费

take out insurance人保险

insurant/the insured被保险人，受保人

underwriter 保险承保人

provide the insurance 为…提供保险

broker 经纪人

insurance slip 保单

clause保险条款

medical insurance医疗保险

risk insured承保险项

risk assessment风险评估

leaflet说明书

assess a risk评估风险

Useful Expressions

I took out a life insurance policy and mademy son the beneficiary.

我刚刚买了份人寿保险，我儿子是受益人。

According to those fine prints, the maximumamount for damages is £5000.

根据这些细则，赔偿金最高额度是5000英镑

The total premium is 800 U. s. dollars.

保险费总共是800美元

The insurance period can be for as long aswe agree.

保险期限可以由我们商定。

The insurance company needs to assess the risk.

保险公司需要评估风险

You should study not only the benefits butalso the terms and limitations of an insurance agreement that appears bestsuited to your needs.

你不仅要研究表面看上去最适合你的险种的赔偿费用，而且要看它的条件和局限。

The cover paid for will vary according tothe type of goods and the circumstances.

保险费用按照货物类别和具体情况的不同会有所区别。

Did you have to take a medical before you couldtake out the policy?

你在入保险前需要体验吗？

According to co-insurance clauses, theinsured person must usually pay 20 percent of the total expenses covered.根据共同保险条款，受保人通常必须付全部费用的百分之二十。

The insurance rate for such kind of riskwill vary according to the kind.

这类险别的保险费率将根据货物种类而定。

Insurance brokers will quote rates for alltypes of cargo and risks.

保险经纪人会开出承保各类货物的各种险别的费用。

Can you give me an insurance rate?、你能给我一份保险率表吗？

Could you find out the premium rate forporcelain?

你能查一下瓷器的保险率吗？

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